Financial Planning Agreement

The undersigned                                                                                                hereby retains Button Financial to analyze and make recommendations on Client's financial assets, liabilities and income on the terms set forth below.

To address those areas of your financial circumstances which you indicate are of greatest concern to you, we will endeavor to expose potential opportunities as well as problems connected with those areas which you may have overlooked. We will appraise, analyze, make recommendations, and render advice based on economic and tax facts, and your personal circumstances at the time such services are performed.

You are under no obligation to follow any recommendations made by us or to alter your personal or business matters in any manner. You may either follow or disregard any information, recommendation, or advice given. Further, Client is not obligated to select Button Financial to implement any recommendation. Additionally, you understand that neither Button Financial nor its Planners are qualified to render legal advice or to prepare legal documents. Similarly, your tax attorney or accountant should be relied upon for tax advice.

The fee for services will be billed at the hourly rate of $180.00, or an agreed upon amount. Direct expenses, if any, are to be reimbursed, but will not be incurred without your prior approval. Both parties to this agreement retain the right, for any reason, to terminate this agreement upon written notice to the other party.

Planners may be licensed insurance producers for health, life, and fixed annuities. Should you choose to execute an insurance purchase through your Planner, she will receive the usual and customary commissions in her capacity as a licensed producer. Colorado insurance law does not permit one to earn fees and commissions on the same transaction, nor is it permitted to decrease fees because of commissions earned.

The client will provide information regarding income, investments, tax liabilities, and other pertinent matters as requested by the Planner from time to time. The client acknowledges that the Planner cannot adequately perform services on the Client's behalf unless Client fulfills such responsibilities on his/her part, and that the Planner's analysis will be based on information provided by Client. All such information and advice furnished by either party to the other is confidential to the extent allowed by law.

Client agrees to reimburse Button Financial for any and all reasonable attorney's fees and costs incurred by Button Financial as a result of Client's failure to pay for services rendered and Button Financial's collection efforts.

The agreement shall be governed by the laws of the State of Colorado, including the arbitration laws of the State of Colorado which prohibits the award of punitive damages.

This Agreement will terminate on its anniversary date unless renewed in writing by the Client and Planner. This Agreement may only be assigned or amended by written instrument executed by the Planner and the Client. All obligations and commitments shall cease upon termination, amendment, or assignment unless otherwise expressed in writing.

The term of this agreement shall be for 1 (one) year from the date of acceptance.

Button Financial is registered as an Investment Advisor with the Colorado Division of Securities. In compliance with the Investment Advisers Act of 1940, we hereby provide a copy of the Form ADV, Part II (Application for Registration as an Investment Advisor).

Privacy Policy: "Any information and documents provided to Button Financial about you, the Client, your family, your financial circumstances and your financial objectives will be kept strictly confidential, except as to Button Financial's attorneys who may need to review the files (they must keep this information confidential) and insofar as we may be required by law or regulation to disclose such information to federal and state regulatory authorities, or as may be required by court order. Button Financial does not sell or rent mailing lists and will not release your name and address to anyone outside the firm without your permission." This information is provided to Button Financial by the Client, via the questionnaire, meetings, and/or account applications completed by the Client with the assistance of Button Financial.

CLIENT ACKNOWLEDGES RECEIPT OF FORM ADV, PART II.

Client:                                                                                               

Date:                                

Client:                                                                                               

Date:                                

ACCEPTED:

Advisor:                                                                                               

Date: