EXHIBIT A

INVESTMENT MANAGEMENT/FINANCIAL PLANNING ACCOUNT

This form of management account provides for the continuous supervision and management of all capital assets, selecting from the many investment alternatives available, such as stocks, bonds, mutual funds, real estate, C.D.'s, annuities, trusts, and limited partnerships. The Client will receive quarterly or semi-annual Investment Reviews, which may include a year-end reconciliation statement and unlimited financial planning consultations with the Advisor, if desirable or appropriate.

The Advisor is compensated by means of a fee. The Annual Retainer is negotiated based originally on a combination of the value of the assets to be managed, the complexity of the client's situation and an estimate of time involved. This compensation arrangement is believed to be more appropriately linked to the nature of the relationship, diverting attention from an "assets under management" model and toward a more comprehensive financial advisor/consultant relationship. The Annual Retainer fee is billed and paid quarterly.

Fee amount:                     

The above fee is for the time period from              to             

An account origination fee of $500.00 and one quarter’s fee is due and payable upon acceptance of Client’s account by Advisor and is non-refundable.
Fees for partial quarters at commencement or termination of the agreement are prorated. Remittance in the full amount of the fee shall either be collected by the custodian of Client's account by debiting Client accounts, or Client may chose to pay said fee directly to Advisor. Fees are due in advance of each quarter. The minimum annual fee for IMFPA is $4,000.

Clients elect to be billed directly for fees or to authorize Button Financial to directly debit fees from client accounts at SSG. Upon termination of Button Financial services, any prepaid, unearned fees will be promptly refunded, and any earned, unpaid fees will be due and payable.

EXHIBIT B

Investment Brokerage Account

This form of account provides recommendation, selection and monitoring of specific investments for 12 months from the date of the engagement.

Compensation is a one-time, pre-paid fee for the amount to be invested. This can be appropriately thought of as a transaction fee.

Additional services shall be billed on an hourly basis.

TRANSACTION FEE SCHEDULE:

1.5-3.0% Up to 150,000

This account and compensation is not appropriate for larger amounts nor when the investments must be coordinated with other investment assets.